Budget Bear

Mini ChaNJes™

“Hey, I’m Budget Bear!

A budget is just a plan for your money. When you tell your money where to go, you don’t have to wonder where it went. Let’s build a budget that makes sense and keeps things balanced.”

The Budget Builder Mission

Learn how to plan your money so you can save, spend, and share wisely.

Mission 1: Divide Your Money

Take the money you have right now (any amount)

Divide it into three categories:

  • Save

  • Spend

  • Share

  • Write down how much goes into each category

Mission 2: Track Your Spending

  • For 3 days, track what you spend money on

  • Write down:

    • What you bought

    • How much it cost

  • See which category it belongs to

Mission 3: Give Every Dollar a Job

  • Make a simple plan for your next money you receive

  • Decide ahead of time:

    • How much to save

    • How much to spend

    • How much to share

  • Stick to your plan for one full week

Cartoon bear wearing a blue T-shirt with a dollar sign, making a peace sign with one hand, winking.