Budget Bear
Mini ChaNJes™
“Hey, I’m Budget Bear!
A budget is just a plan for your money. When you tell your money where to go, you don’t have to wonder where it went. Let’s build a budget that makes sense and keeps things balanced.”
The Budget Builder Mission
Learn how to plan your money so you can save, spend, and share wisely.
Mission 1: Divide Your Money
Take the money you have right now (any amount)
Divide it into three categories:
Save
Spend
Share
Write down how much goes into each category
Mission 2: Track Your Spending
For 3 days, track what you spend money on
Write down:
What you bought
How much it cost
See which category it belongs to
Mission 3: Give Every Dollar a Job
Make a simple plan for your next money you receive
Decide ahead of time:
How much to save
How much to spend
How much to share
Stick to your plan for one full week